Earn 1.30% APY on your money with an Alliant High-Rate Savings Account.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Earn top dollar with rates up to 2.30%APY.
Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,383 off MSRP.
Earn reward points for every dollar you spend — redeemable for cash, gift cards, merchandise and charitable contributions.
Grow your savings faster with Alliant's higher savings rate.
Learn more now
"Best No-Fee Credit Union 2016" - MyBankTracker
"Best Credit Unions 2017" - NerdWallet
"9 Best 0% APR Credit Card Offer" - Magnify Money
The Alliant Visa® Platinum Rewards Credit Card gives you double reward points for every dollar you spend, with no limit to the points you can earn.86 Plus, you can earn additional points through exclusive online and in-store offers from top retailers.
Points can be redeemed for cash back, travel, gift cards, merchandise and much more. Redeem your points for a variety of reward options to help you live your life to the fullest including:
Travel: Plane tickets, cruises, car rentals and hotel stays.
Merchandise: Electronics, appliances and sports equipment.
Cash back: Cash back and gift cards.
Charity: Feeling generous? You can also donate your rewards to a worthy cause.
You can preview or redeem rewards by visiting the Alliant Rewards Catalog or find more details in our Rewards Program Brochure.
With the Alliant Visa® Platinum Rewards Credit Card, you'll be included in the Alliant Rewards Program where you can earn reward points for every dollar you spend. Plus, you can earn additional points through exclusive online and in-store offers from top retailers. There is no limit to the number of points you can earn. Points can be redeemed for cash back, travel, gift cards, merchandise and much more.
Visit Select Your Rewards to see offers that can earn you additional points from top online and in-store retailers.
With the Alliant Credit Union Visa creditcard $0 liability feature, you never pay for unauthorized charges on your credit card.
See our Security Center to learn more why you're safe with Alliant.
All Alliant Visa® Credit Cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.
In addition to the EMV chip, Alliant Credit Cards will retain the magnetic stripe giving you the ultimate payment flexibility around the globe. Learn more about EMV chip security.
Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Learn more.
Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Learn more.
Join your chosen mobile payment platform to make quick and secure payments with your Alliant Credit Union Visa® credit card. Plus, all mobile payments made with Android Pay, Apple Pay and Samsung Pay have the same benefits of your Alliant Visa credit® card. Learn more.38
Low introductory and standard rates
Introductory rates as low as 0% apply for 12 months on purchases and balance transfers after account opening. After the introductory period, a low standard variable rate applies ranging from 14.24%–24.24%.
Let Me Know When Alliant Rates Gets Even Better
We offer some of the lowest rates available. Your rate is based in part on your credit score and can be as low as 0% for 12 billing cycles. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.51
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.
You can make a credit card payment any time by making a transfer through your Alliant Online Banking Account, signing up for Bill Pay, or by calling us at 800-328-1935 (24/7).
Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.
Yes. You can absolutely make payments using your Apple iPhone 6 and your Alliant Visa® credit card. With a simple touch of the screen, your payment can instantly be made. All payments made with Apple Pay still come with the same benefits of your Alliant Visa credit card. Enroll today.
As an Alliant member, having a Platinum or Platinum Rewards Visa® from Alliant makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve, while saving you money over higher interest rate cards with every statement. We offer a great interest rate, too.
Please call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant Online Banking. Select Options located next to your Alliant Visa Credit Card Account Summary.
If your card is lost or stolen, please call us at 800-328-1935 (24/7). For international callers, please contact us at 773-462-2000 (24/7).
Unlike other credit cards, the only fee we charge is for a late payment, which is $25.
Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply for a card or transfer a balance after you've been approved to any Alliant credit card.
Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.
You can choose from either a Platinum or Platinum Rewards credit card that’s best suited to your purchasing needs. You’ll enjoy the same features and benefits with either card, but with Platinum Rewards you’ll earn bonus points for every dollar you spend on the card. Rewards bonus points can be redeemed for valuable merchandise, travel, and more.
Yes, you can get alerts for transactions in real-time and immediately identify potentially fraudulent activity. You can adjust your alerts to what makes sense for you and receive them via SMS text or email. Choose triggers for your alerts like reaching a purchase amount threshold, international purchases, purchases made on the internet or over the phone. Learn more and sign up at www.visa.com/purchasealerts
Want to know more about this product? Search our friendly help guide!
When i signed up for my card, I was promised 50,000 reward points if i spent $2500 within 90 days. I easily met that commitment, but I have not yet received my reward points. I've made calls into the help center, but so far the points are still not showing up. Not very happy.
Editor Note: We appreciate your feedback, Jacob and are working to ensure you get your 50,000 points, as promised. We're experiencing a slight tech hiccup at the moment but it should be resolved shortly. So sorry for the inconvenience!
Ive hade this card 5 years and no credit limit increase nor did i qualify for upgrade never late, stingy company
I don't like only getting 2 make 15 purchases a day!
Alliant Note: We initially authorize 15 purchases a day to prevent fraud. However, if you call us, we can re-set your limit.
I like it. Thank you
I need a card which does not charge foreign transaction fees. This one does.
Not many rewards cash back attach to this card. I try not to use it much anymore. They have never increased my limit and routinely have my credit score at least 5-10 points lower than all my other cards.
I stopped using my Visa card because the rewards program is not good overall and the card service can be sub par. Customer service is less than expected and responses can be slow because it's not really an Alliant Visa, but is operated through a 3rd party. The payments and transaction posting are slow to as their is a delay in processing due to it being a 3rd party that runs the credit card program. The rewards program is slow and has options that make it difficult to use compared to other cash back cards and the points are not as generous either. Alliant Note: Barry, we use a third-party processor but this is absolutely an Alliant Credit Card run by Alliant. If you have any issues, please do call our customer service team at 800-328-1935.
My credit card don't have any cash back offer....good on offers for transfer balance.
I filled a dispute the first part of January on a transaction that was charged on this card. I returned the item and never received a credit. It is two months now, and every time I call Visa Customer service I get a run around that they have either lost my paperwork, or the person who is supposed to be following up hasn't gotten to it. This is NOT my idea of a good product or good customer service.
I stopped using my Visa card because the rewards program has deteriorated so much. You cannot rent a car anymore
except using those stupid gift cards. I tried booking an airfare and was refused because the cash I would have to add
(because I didn't have quite enough points) was more than $10.00
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