Earn 1.45% APY on your money with an Alliant High-Rate Savings Account.
Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,383 off MSRP.
Earn top dollar with rates up to 2.50%APY.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Earn reward points for every dollar you spend — redeemable for cash, gift cards, merchandise and charitable contributions.
Grow your savings faster with Alliant's higher savings rate.
Learn more now
"Best No-Fee Credit Union 2016" - MyBankTracker
"Best Credit Unions 2017" - NerdWallet
"9 Best 0% APR Credit Card Offer" - Magnify Money
The Alliant Visa® Platinum Rewards Credit Card gives you double reward points for every dollar you spend, with no limit to the points you can earn.86 Plus, you can earn additional points through exclusive online and in-store offers from top retailers.
Points can be redeemed for cash back, travel, gift cards, merchandise and much more. Redeem your points for a variety of reward options to help you live your life to the fullest including:
Travel: Plane tickets, cruises, car rentals and hotel stays.
Merchandise: Electronics, appliances and sports equipment.
Cash back: Cash back and gift cards.
Charity: Feeling generous? You can also donate your rewards to a worthy cause.
You can preview or redeem rewards by visiting the Alliant Rewards Catalog or find more details in our Rewards Program Brochure.
With the Alliant Visa® Platinum Rewards Credit Card, you'll be included in the Alliant Rewards Program where you can earn reward points for every dollar you spend. Plus, you can earn additional points through exclusive online and in-store offers from top retailers. There is no limit to the number of points you can earn. Points can be redeemed for cash back, travel, gift cards, merchandise and much more.
Visit Select Your Rewards to see offers that can earn you additional points from top online and in-store retailers.
With the Alliant Credit Union Visa creditcard $0 liability feature, you never pay for unauthorized charges on your credit card.
See our Security Center to learn more why you're safe with Alliant.
All Alliant Visa® Credit Cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.
In addition to the EMV chip, Alliant Credit Cards will retain the magnetic stripe giving you the ultimate payment flexibility around the globe. Learn more about EMV chip security.
Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Learn more.
Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Learn more.
Join your chosen mobile payment platform to make quick and secure payments with your Alliant Credit Union Visa® credit card. Plus, all mobile payments made with Google Pay, Apple Pay and Samsung Pay have the same benefits of your Alliant Visa credit® card. Learn more.38
Low introductory and standard rates
Introductory rates as low as 0% apply for 12 months on purchases and balance transfers after account opening. After the introductory period, a low standard variable rate applies ranging from 14.49%–24.49%.
Let Me Know When Alliant Rates Gets Even Better
We offer some of the lowest rates available. Your rate is based in part on your credit score and can be as low as 0% for 12 billing cycles. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.51
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.
You can make a credit card payment any time by making a transfer through your Alliant Online Banking Account, signing up for Bill Pay, or by calling us at 800-328-1935 (24/7).
Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.
Yes. You can absolutely make payments using your Apple iPhone 6 and your Alliant Visa® credit card. With a simple touch of the screen, your payment can instantly be made. All payments made with Apple Pay still come with the same benefits of your Alliant Visa credit card. Enroll today.
As an Alliant member, having a Platinum or Platinum Rewards Visa® from Alliant makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve, while saving you money over higher interest rate cards with every statement. We offer a great interest rate, too.
Please call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant Online Banking. Select Options located next to your Alliant Visa Credit Card Account Summary.
If your card is lost or stolen, please call us at 800-328-1935 (24/7). For international callers, please contact us at 773-462-2000 (24/7).
Unlike other credit cards, the only fee we charge is for a late payment, which is $25.
Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply for a card or transfer a balance after you've been approved to any Alliant credit card.
Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.
You can choose from either a Platinum or Platinum Rewards credit card that’s best suited to your purchasing needs. You’ll enjoy the same features and benefits with either card, but with Platinum Rewards you’ll earn bonus points for every dollar you spend on the card. Rewards bonus points can be redeemed for valuable merchandise, travel, and more.
Yes, you can get alerts for transactions in real-time and immediately identify potentially fraudulent activity. You can adjust your alerts to what makes sense for you and receive them via SMS text or email. Choose triggers for your alerts like reaching a purchase amount threshold, international purchases, purchases made on the internet or over the phone. Learn more and sign up at www.visa.com/purchasealerts
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This is our first venture into credit cards and has been relatively easy. The rewards are good and easy to navigate. This wasn't the card we applied for but the one they stated we qualified for and we were stuck with for at least 6 months. I would state our experience with this card as been positive. The customer service is fast to reply to any issues or questions. I would say making payments is easy online but it takes WAY - WAY - WAY too long to apply and free up credit. This means it takes extra planning on paying bills and the timing needs too much thought and planning as it takes a solid week to post payments. This means that often there is no credit there when needed. We do not carry any balance and pay as we go by making payments on purchases several times per week.
My new and improved Alliant Rewards Visa Card is now my everyday, everytime, go to card. Easy to use points are now double points for all purchases , no need to think about whether it's, gas, grocery or restaurant like most other bonus reward cards, its any purchase for 2 points per dollar spent, no maximums! It's also easy to use rewards, just go to your Alliant account online and pull up your account, scroll down to your Visa account and to the right is 'Options', just click on it and you will see the rewards, click there and GO! No annual fee and easy linkage to my Alliant deposit accounts make it a no brainer!
I have had my Alliant Visa Rewards for a few years now. I originally added a card to my membership for a sign on bonus and low rate balance transfer. Now the card gets 2 reward points per dollar, essentially 2% cash back if you choose to redeem it for cash. They now also have the ability to take the cash back as statement credit AND deposit to checking/savings. This card would be rated 5 stars if it had no foreign transaction fees and you could redeem cash rewards in any amount. Currently you must have at least $20 in points to make a redemption. Alliant is my primary financial instituiton and this credit card is perfect in my wallet.
I applied for this card because I'm taking control of my debt. I didn't qualify for a zero percent interest for my balance transfers, but i received 5.99. Certainly better than paying 18% interest on my other cards, With zero transfer fee! Wonderful starting limit too!
Thank you Alliant for helping me take control!
This is a great all-round card now. 2% rewards per dollar spent, 1% foreign transaction fees (as charged by Visa), no annual fees make it a solid option.
I had no idea about this program at all. No info provided regarding how points are earned or redeemed. Do they expire after a certain period of time? I like Alliant but find that they do not do a good job promoting or providing information regarding the Reward Points program.
While I like Alliant CU products, their credit card is not one of the products I enjoy. When compared to its competitors (Pentagon FCU, etc..) the Visa rewards are very limited (no option for higher rewards earnings, cash back options, etc). That combined with average APR, the Visa product leaves a lot to be desired.
I just got my card but received no information on the program, after calling customer service they have no idea of the bonuses I was promised when I signed up. Additionally I had long customer service wait times on the phone and I found out I need to wait three additional months before I can get the bonus points that I earned. Not worth my time. Cancel
I would have given this 5 stars if it had not been for some bad info i received. I signed up for the 50,000 point bonus, met the requirement by the first statement. I was not supposed to get the 0% for 12 months. However, when the statement came up i only received 10,000 points and was showing 0% rate. I sent a message to cs and was told that the 50,000 does not post until after 4 billing statements and that it states that in the offer (it did not, it stated have 90 days to meet requirements) I then sent an email asking about the 0% saying that my statement says 0% when is that valid till. I got a response saying that they need to investigate as the offer i had has no 0% tie in. After 2 dys got a response that it was an error that i should have gotten 50,000 points right away and that there is no 0% rate. Which is what I thought it was in the first place. Other than some bad information. the 50000 points was quickly able to be redeemed for cash. Great sign up bonus (when properly put on). standard 1% card that can be cash back. They need to get their CS folks to be better at responses. luckily the 2nd person i dealt with fixed it or I'd be waiting 4 months for nothing and possibly charged interest if i didnt pay off in full believing i had 0% as it was on my statement.
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