Earn 1.50% APY on your money with an Alliant High-Rate Savings Account.
Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,383 off MSRP.
Earn top dollar with rates up to 2.50%APY.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Quickly build your savings with rates 18.8x the bank industry average!71
With an average daily balance of $100 or more. APY= Annual Percentage Yield.63
Our mobile app gives you access to your Alliant Account in the palm of your hand.
Download the Mobile App
"Best Savings Accounts 2018" - NerdWallet
"Best Savings Accounts 2018" - WalletHub
"Best Online Savings Accounts 2017" - MagnifyMoney
Conveniently manage your money via Alliant Mobile Banking, Alliant Online Banking or one of 80,000+ in-network ATMs. Or, call us at 800-328-1935.
Use your smartphone and Alliant Mobile Banking to make deposits from anywhere.
Easily move money between your Alliant online savings account and your other accounts, including accounts outside Alliant.
Once you're an Alliant member, save for specific goals and earn Alliant's high rates by opening up to 19 online savings accounts (called "supplemental savings accounts").
You’re in luck — as long as you meet any one of the five requirements, you are eligible to open an Alliant savings account, either online or by phone. Membership lasts a lifetime, is available to your entire family and represents a share of ownership in Alliant.
Select "Members of Foster Care to Success" in Alliant's online application, then follow the directions.
Identify your employer from the list of select organizations.
Select "Relatives of existing Alliant members" in the Alliant member application, then enter your relative's information.
Identify your organization from the list of eligible organizations in Alliant's member application.
If you live or work in a qualifying Chicagoland community, identify it on the list within the application.
Ready to become an Alliant VIP? Apply from your smartphone or desktop, 24/7.
Apply Online for Alliant Membership
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Non-standard service fees may apply, please view our full fee schedule. Fees subject to change.
The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.
Federal regulations limit pre-authorized withdrawals to six per month per savings account.
The only difference is that a supplemental savings is an additional savings account. You can name each account based on your specific financial goals — saving up for a vacation, wedding, emergency fund, etc. — allowing you to more easily track your progress toward that goal.
Supplemental Savings Accounts can be opened in just a few easy steps in Alliant Online Banking. These accounts, dedicated to a particular financial need (emergency fund, holiday gifts, weddings, vacations, etc.), are a great way to reach your savings goals.
To optimize your savings, set up automated recurring transfers to your new account. Just select Transfer Money and indicate the account you want the money transferred from.
Please note that while there is no minimum balance required to keep your account open, you need to maintain an average daily balance of $100 to be eligible for dividends on your account.
The minimum balance to keep your savings account open is $5.
Yes. You can have up to 19 supplemental savings accounts.
Your current mobile deposit limit will appear below the amount field once you select an account. Your deposit limits can vary depending on your eligible accounts. For more information, tap the note icon at the bottom of the deposit screen.
You can quickly access Alliant’s massive network of surcharge-free ATMs by visiting our website. Find an ATM here.
Want to know more about this product? Search our friendly help guide!
Awesome customer service & easy wire transfers from 1 account to another. The 1 & only thing I would like to see is a debit card offered for savings account customers without having to have a checking account. Easier with the debit card than going to an ATM when need to withdraw $$$$. Other than that, Thumbs Up For A Great Service Alliant provides for its customers !!!!
Of all banking, credit unions, etc. Alliant has the best interest rates!
Online site very user friendly. When I have needed to speak with someone, always friendly and courteous.
Alliant has always stayed the course on having some of the best savings and checking account rates available. As long as this practice stays put, so will my deposits with Alliant.
(am retired) and I shop rates often. Alliant has consistently been the best place to park my cash. Generally their CD rates are also pretty competitive. In spite of their IT dept. getting in the way, it is a pretty sound institution.
Best rates around on liquid savings accounts. Great service in person and online!
Forgot all those other banks. No one will pay you a higher interest than Alliant. Have been with Alliant for over 20 years and I am not going anywhere. High interested on Savings, low interest on Credit Cards and secured loans. My next visit will be to their student loan department.
I needed an HSA and loved the rates with Alliant. I wanted to have HSA, Savings, and Checkings in one spot, so I did a trial run with Alliant before closing the accounts at other banks (US Bank, Bank of America). I didn't think I could bank at a bank that didn't have a physical location near me. I was proved wrong, the customer service has been awesome and banking with out a physical bank has been easier than I thought! I love how they refund ATM fees right away. I couldn't be happier with my decision to bank with Alliant. I tell all my friends about them. Thank you Alliant and your amazing team!
I have been a client of Alliant for several years. I am a senior and can get into a whole lot of trouble sometimes.
Alliant has always put me on the right track with their staff/representatives with courtesy & patience, believe me that is a lot. There banking rates are more competitve than I have found with best security.
Keep up the good work!field46
All banking institutions have good's and bad's. I have been with Alliant for years because this CU (bank) was the only one that would take my home loan over right before that Fannie Mae and Freddy Mac fiasco, as it turned out I really lucked out. I have since increased my dealings with them over the years using most services offered, all online or over the phone, I have never been in a building, but use the ATM services through affiliated CU's in my home town (no offices here). What I want to say, is that as banks go, Alliant scores higher overall for me. Fees are easy to avoid if you read the print, in fact credit unions for the most part have fewer fees or none compared to regular banks, I never incur fees with all the business I do with Alliant. I have spoken to many friendly and proficient customer service personal without incident on the 800 line and via e-mail, making new acquaintances in specific departments that I keep in my contact list and continue to contact to this day. I have had only one BAD instance with Alliant, but the fact is I had created the problem from the on-set and clearing it up was a mess, MY BAD. I will continue to recommended Alliant to others and family, because as I have said before all banks have their Pro's and Con's. Alliant Credit Union is one of the Pro's.
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